Work with a multiyear Super Mortgage Professional!

Meet Mikal

Mikal Knotek has been a successful mortgage professional, manager, technology entrepreneur and industry consultant who entered the mortgage field in 1991. Learning the business from the ground up, he quickly became a production leader. In 1997, he co-founded an independent residential mortgage group, and in 1998, he moved the business to Bell Bank Mortgage and helped evolve Bell into one of the area's premier residential mortgage lenders.

High-Tech Lender

While still in the mortgage origination business, Mikal also founded Audit Technologies, a lender-based audit and consulting firm. His industry insight provided new portfolio management tools for lenders. Audit Technologies and Mikal's growing residential mortgage business led to the establishment of Clear View Software, Inc. in 2001. Through Clear View, Mikal has developed ground-breaking technology to move data between consumers and lenders with speed and security.
Mikal and his team look forward to guiding you through the ins and outs of mortgage financing, preparing you for the important decisions you have ahead.

*Multiple Year Winner

Expertise and Specialties

  • Single-family, owner-occupied
  • Conventional FHA, VA, MHFA and portfolio
  • 1-4 unit investment property
  • Self-employed borrower
  • First-time home buyers
  • Move-up buyers
  • Refinance analysis
  • Rent vs. own analysis
Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.

An Educator at Heart

Mikal learns more when he teaches. He loves to help you find answers to your questions and discover solutions. He's not here to sell you a loan, but to help you get ready to make solid decisions for you and your family.

Community Involvement

  • Spare Key
  • Simpson Shelter
  • Homes for Heroes
  • St. Michael Fire Department volunteer firefighter
Thank you so much for your help in financing our new home. You were great to work with and made us feel very comfortable. You and Sam both made the whole process a lot easier and less scary than we anticipated. And we love the house! Thanks again! 

Becky & Steve